Fundamentals of Economics - save Savings and working people get richer, richer and more recently also for printing papers which acquire real good .-) The lower you are our income, the more we should save. really poor is he who has no soul ;-) Nevertheless, it is worth for effective conservation encode a few commandments.
first Do not surround the gadgets ;-)
From my observation that people love small, small objects, which in essence are useless or of little use. The best example is the telephone. Phone with assumptions used for voice communication, often as an alarm clock and a watch. The phone without a touchscreen, touch screen does not crash ;-) For a large part of a good solution shed a few hundred gold in his pocket would buy a simple phone card instead of paying a subscription . In this way, telephone bills may even fall to third. It is useful to read a book instead of playing on your cell phone while commuting.
second Limit the gathering ;-)
are different kinds of collecting - books, movies, clothes, shoes, cosmetics, medicines ;-) For the cure of a gathering to review your needs. When, for example, we read lots of books, we do not have them for a single read to buy - we can be friends with the library, where you can borrow books and movies. For frequent travelers recommend to buy the e-book reader, Kindle, for example (the cost of books 10-15) and download the e-book from the network. Downloading e-books, music, movies from the network is perfectly legal to ;-) working in libraries and the Internet. Let's try our gathering turned into a profitable occupation. Maybe instead of buying every move a new, fashionable clothes make the sewing machine and address modifications. By the way, you can earn a few pounds.
third Take a supply of food
People in their majority they hear the password saving and associate it with the bank and investment of money. Meanwhile, according to the nomenclature of the economic savings are deposition during consumption. Therefore saving is primarily designed to preserve the value of what we want to save . It is worth noting that it does not consume money
;-)
In ancient times, saving amounted mainly to food storage in the event of natural disasters and crop failures . This original form is worth saving reminders and today, when she reached us in the form of natural disaster only the right party in power, -) which seeks to how they can let go of citizens, their children and grandchildren, with bags. This serves the objectives of the joint sale of property at any price and incurring debts to be repaid by future generations. Added to this is spoiling money, which is a daily visitation, sent to us in the form of government and the NBP ;-)
definitely easier to keep the value of your savings when you save in a way that is known for centuries - in the form of food . Sugar, cereal, rice, nuts, canned food, vodka, cigarettes, coffee, hold their value over a long period, usually of up to several or even dozens of years. Recently on the radio are as inherited from the grandmother's family received a bag of sugar produced in the General Government, which is still suitable for consumption. If the grandmother spared in "
młynarkach " is probably the value of those savings to today fluctuated around zero. Supply of food usually turns out to be valuable in times of uncertainty, which suddenly disappears from the shelves of sugar, -), or sharply more expensive. Keep in mind, the periodic renewal of the stocks and consuming those whose shelf life would soon end. This does not apply high-proof spirits ;-) Useful advice can be found on blogs dealing with
survival.
4th Take a supply of cash When a citizen of the country on the Vistula river is alive with low-paid work, the saving for deposit in a bank usually does not make sense. Several ists even the best investment it can bring at most a few, kilkunastozłotowy income, which in part will be eaten up by inflation, and partly by the tax. The income from small deposits usually do not compensate for the risks associated with lack of immediate access to cash, and you should think about this store cash unexpected expenses. Typically, several dozen ists enough and the fact that they have at hand is vastly superior to a bank account, typically earning 0.1% -) They know something about the inhabitants of Szczecin, where the current suddenly disappeared in the city, excluding the use of ATMs. Who had the cash, it did not go hungry ;-)
5th Collect the silver and gold for a rainy day
Holders higher income should consider the "collector" coins bouillon. It should realize that in this way, we collect the metal at high purity - for silver is an attempt to 999/1000, and for the gold sample was less than 900/1000. At the beginning might be interested in silver coins weighing 1 / 2 and 1 oz. It is now an expense of about 50-150 gold per piece. Then shop around for the gold coins. It is worth remembering that the value of collectible coins, usually fluctuates around zero ;-) T what counts is the weight of the ore and its attempt to . In the long term ore appear to be what, even for centuries does not lose its value. Coins of gold and silver are proving their worth at the time of inflation, money exchange, social unrest and war. This means that few times in our lives may be useful to us ;-)
6th Follow your own sense, not your head counselor
This process is well-described cynic on your blog
. The mechanism is simple - the advisor does not risk their money, but your but will gladly pay for the advice. Advisers usually have good intentions, so that everyone knows how good intentions
hell is paved with , like the road to bankruptcy ;-) An essential element of any saving and investment is primarily
not waste - of time and money .
Anyone who is guided by these precepts do so at your own risk and with your own money . The road to salvation, pish to riches is long, arduous, and requires thought and patience. Speed \u200b\u200bis essential only for catching fleas .-)
